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Help Your Cash Flow Quick

Not many of us could honestly say we wouldn’t like to have more cash; a lot of people will admit to dreaming about winning the lottery and the lavish ways in which they’d spend their winnings. But with the odds of any one of us living that dream sitting at around 1 in 14 million, we will need to think more sensibly to reach that pot of gold.

Author: Robert Deans
Date: Feb 2, 2011 - 12:42:52 PM

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Not many of us could honestly say we wouldn’t like to have more cash; a lot of people will admit to dreaming about winning the lottery and the lavish ways in which they’d spend their winnings. But with the odds of any one of us living that dream sitting at around 1 in 14 million, we will need to think more sensibly to reach that pot of gold.



Thankfully, there are numerous ways to gain extra money that doesn’t involve putting in extra hours at your workplace. For all those over 55 years of age, a pension release can be a possible option, or make use of a talent to bring in some cash.



Or, you could possibly sell something. Many of us have hundreds, even thousands of pounds stacked away inside our homes in items we’ve forgotten we own. It may be books you won’t read again, or electronics you don’t use anymore. You might even have valuable antiques left to you by a relative. Simply have a look around and think seriously about whether you are going to ever use the item again or miss it when it goes.



Once you’ve chosen what it is you want to sell, you need to decide on the easiest method to sell it. Car boot sales are excellent as they offer you full control of the price at which you let your belongings go. Just be mindful, many individuals will try and knock you down on price, as they are out to look for a bargain.



Ebay is a possible option. You can do this easily from the comfort of your own home, with a short visit to the post office to send items. But expect to pay Ebay to put your adverts up, and also coughing up commission on the items you sell. When it is something of value, especially an antique then an auction house is essentially the most appropriate place to sell such item. Just be sure to get a number of opinions around the value of your items - you don’t want to learn that the vase you just sold for twenty pounds is in fact worth thousands.



Have you got a talent that could be put to good use? Have a think, could it be something which people would pay for?



If you’ve got a way with words, there are many opportunities to make a little spare cash. Look no further than the internet, you'll find so many people or businesses needing articles or blogs or perhaps web text to be written, and when you do an effective job, then you could be used again for such services.



Teaching a skill is a superb method to bring in a little more money, with private tuition easily fetching ten to fifteen pounds per hour. Regardless of the subject, it could be a musical instrument or a foreign language? You have learnt it, the chances are another person is going to be learning it too, just post an advert and wait for a response.



Alternatively, if you’re 55 or older, you could consider applying for a pension release. A pension release will help you to receive up to 25 percent of your pension, completely tax-free. You mustn't rush into this decision, because like many processes concerning finances you'll find risks involved. If you think you might be eligible for a pension release and think it is a good choice for you, contact an independent financial advisor who can help you to think about a pension release in terms of you own circumstances.

This article was written by R. Deans on behalf of Robert Bruce Associates, experts in pension release. For more info on pension release please visit My Pension Release.

View all articles by Robert Deans

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