Insurance

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 Today's Newest Articles:

A Behind the Scenes Look

Author Lee Genecki Date Submitted: Mar 10, 2010 - 8:35:27 AM

Placing Professional Liability Insurance for Architects, Engineers and Environmental Consultants is our sole focus. As insurance brokers, we know that getting the best terms for our clients requires that we negotiate with underwriters the premium for each client. To do this effectively it is critical to understand how insurance underwriters view risk and the factors they use in setting premiums. The article below was written by Lee Genecki, one of our senior brokers. Lee was formerly the lead underwriter for the Travelers A/E professional liability insurance program. As the lead underwriter it was Lee’s responsibility to set rates and establish the risk assessment criteria for quoting premiums. This article describes risk factors underwriters assess and provides insight to design firms on how to complete an insurance application to present a firm in its best light. It also describes the role we play as a broker to negotiate competitive terms.

To those outside of the insurance industry it may appear that professional liability premiums are determined somewhat randomly by people with limited knowledge of the design profession.   As a former underwriter turned broker, I am here to tell you that this misconception couldn’t be further from the truth.   Your professional liability premiums are established through a process involving the assessment of several factors over which you have some power to influence.  ... [Read the full story]

Should the self employed consider health insurance

Author James P White Date Submitted: Feb 1, 2010 - 12:39:20 PM

With entrepreneurs and the self employed having so much to contend with when running their own enterprise financial protection is rarely on the agenda. Should protection be given higher priority, especially in the case of health insurance given it's abillity to minimise time off work and thus loss of income.

... [Read the full story]

Looking for quality insurance: compare insurance quotes first

Author Ryan Date Submitted: Feb 1, 2010 - 4:38:58 AM

If you are looking for quality insurance services then you must compare insurance quotes first. This is the primary step before deciding on your insurance provider. For more information visit:- www.5insurancerates.com

... [Read the full story]

Understanding the basics of life insurance

Author James P White Date Submitted: Jan 31, 2010 - 4:41:03 PM

Do you find it daunting when buying term assurance, ever received term insurance quotes and not known what to look for, here is an article to give you a good foundation when buying life insurance

There is a variety of life cover available but for now we will concentrate on term assurance as it is the most common.... [Read the full story]

Related: Law

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Funny things, claim forms. Feb 1, 2010 - 11:15:48 PM What is it about car insurance claim forms that turn normally rational people into gibbering wrecks incapable of thinking, let alone driving, in a straight line?... [Read the full story]

How To Obtain Divorce Lawyer That Is Free Feb 1, 2010 - 12:27:51 AM If you do not have the money to afford a lawyer on your own but you are going through a divorce and need to make sure that you have the top divorce lawyer you can get, you are going to want to find divorce lawyer that is free. Luckily, there is the option of going to find divorce lawyer that is free, as long as you follow the proper steps.... [Read the full story]

The Center for Legal Studies: A Pioneer in Workforce Development for 30 Years Jan 29, 2010 - 9:56:07 PM The Center for Legal Studies began partnering with colleges and universities across the country in 1980 to offer courses for continuing education in legal studies. They currently offer Paralegal, Legal Nurse Consultant, Legal Secretary and many other programs through more than 100 institutions nationwide. Students are able to choose any one of the many prestigious schools that are partnered with the center. Upon completion, certificates are issued from the students school of choice to market themselves toward gainful employment. The purpose of these courses is to provide a quick, effective and affordable method of entering a new career field. The mission of The Center for Legal Studies has never been more relevant than it is today. With unemployment numbers across the nation continuing to rise,... [Read the full story]

Acquiring Answers: Identity Theft Solution Jan 28, 2010 - 11:08:30 PM In days gone by if an individual had been the victim of a theft they would have known right away. This is because the thief would generally steal tangible items. Those items could have included stereos, televisions, jewelry, money, etc.... [Read the full story]

More Articles from Law

Home and Living

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The Development Of Washing Machines Over The Decades Feb 19, 2010 - 10:14:00 AM What is for certain these days is that our lives as they relate to household chores such as washing of laundry has been made much easier by something like the development of washing machines over the decades. This commonplace household appliance (is also available as a commercial model) has made the act of washing clothes far easier then we've generally known in our history.... [Read the full story]

New Generation Artificial Plants and Flowers Feb 19, 2010 - 8:46:14 AM In the last 4-5 years, the development of artificial plants and flowers has leaped to new levels of creativity. Much improved and innovative manufacturing processes have added new dimensions to what consumers can now buy. In fact the term ‘silk-flower’ is used a lot less today because of the different types of materials used in the construction of a plant or flower. Attention to detail is seriously employed so that stems, leaves and flowers boast ‘botanically-correct’ design.... [Read the full story]

Combining Landscaping With Outdoor Furniture Feb 1, 2010 - 9:07:45 AM Many people begin to select outdoor furniture after their landscaping has been completed. Or, they will move into a home that has been landscaped and look for outdoor furniture. Whenever possible, one should plan landscaping and furniture at the same time. In this way it is much easier to create the mood or theme that is desired in the garden.... [Read the full story]

Incorporating Tree Benches In Outdoor Furniture Layout Feb 1, 2010 - 7:19:48 AM More people are looking to their garden as a place of refuge and an extra space for entertaining. Therefore, it is important that one have outdoor furniture that is both functional and beautiful. In a some gardens one may not have the open space required for seating, however with the use of tree benches this problem can be solved.... [Read the full story]

More Articles from Home & Living

Family

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The Importance of Healthy Foods and Healthy Eating Habits for Children Mar 15, 2010 - 11:48:04 AM ... [Read the full story]

Baby Crib Plans: Issues to Think about While Shopping for Child Cribs? Mar 5, 2010 - 11:39:49 AM Planning to get baby crib in your candy toddler? Well that is a good idea. In spite of everything you'll be presenting your child the primary child furnishings for his use. Therefore it must be something that's good for the infant and also that will last long as the baby grows. There are some cribs that final so lengthy that youngsters grow up and find the cribs nonetheless intact within the retailer of home. They really feel completely happy to search out the first furniture intact at home. Hence you have to be very careful while shopping for the cribs and stick with a baby crib plans.... [Read the full story]

Customizable Teaching Materials Make a Balanced Curriculum Achievable Jan 26, 2010 - 7:41:15 PM ... [Read the full story]

ECO-RESPONSIBLE PICNIC SUPPLIES HELP REDUCE SOLID WASTE - Product Has Interesting Twist – It Won’t Blow Away In The Wind! Jan 23, 2010 - 5:52:31 PM RENO, NV – According to the US EPA, Americans generate nearly 250 million tons of trash annually.  Less than a third of that solid waste is recycled.  Two outdoor-loving couples decided they didn’t want to contribute to the problem.  So, in late 2009 the foursome developed a set of picnic supplies made entirely from recycled, reusable, and organic material.  They put everything together into a fully self-contained package and named the product Food’s-ON™.... [Read the full story]

More Articles from Family