Investing Basics - Tips On Budgeting - There are so many different options of what to do with your money. Do you settle for low risk accounts or try to make a fortune on the financial tightrope of high risk investing. Lets go through investing basics and other various tips on budgeting. |
|
Business Related Topics...
Computer Related Topics...
Entertainment, Recreation & Sports Related Topics...
Health & Fitness Related Topics...
Home & Family Related Topics...
Shopping Related Topics...
Would you like to submit articles to our site? Have a question or a problem?
You are here: DIME Home > Budgeting > Investing Basics - Tips On Budgeting
There are so many different options of what to do with your money. Do you settle for low risk accounts or try to make a fortune on the financial tightrope of high risk investing. Lets go through investing basics and other various tips on budgeting.
Author: Brandon Schmid
Date: Apr 26, 2010 - 4:44:16 PM
There are a lot of various possibilities of things to do with your money. Does one settle for low risk accounts or try to make a lot of money on the financial tightrope of risky investing. The next matter you must look at is exactly where to put it. The solutions are but not restrained to the stock market, bonds, savings/checking accounts or under your mattress. I might as well go through investing basics and other various tips on budgeting.
STOCKS:
The stock exchange has over time outperformed every single different kind of investment. From 1926 to 2008 the general annual gain hovers close to 9.5%. The first thing to keep in mind is that stocks are generally thought of as a long-term investment, thus the high rate of return. In 1987, stocks suffered a decline of close to 25% in one day, the most extreme one day total in over half a century. Naturally, as stocks do, they rebounded and thrived for over a decade. If you've got a plan that justifies locking your money away, the stock market is a plausible alternative. If you're sheepish and find it difficult to stomach the notion of losing a large volume of your portfolio then maybe you need to keep looking.
BONDS:
Bonds are a more reliable bet than stocks and often outperform virtually all regular savings accounts. Since 1926 bonds have generally returned around 5.9%. Not a bad return.
You will find two types of bonds you are able to invest in. Short-term and long-term. Long term typically pays more in interest but again it can be a slightly more risky technique to invest. The only factor to contemplate when determining how to manage money when dealing in bonds is the rate of inflation and increasing interest rates. Ordinarily when interest rates go up bonds drop. This is on the grounds that bond buyers do not pay as much for an existing bond with a fixed interest rate.
REGULAR ACCOUNTS:
This is clearly the most trusted type of investing and most basic of the tips on budgeting I can provide you with, but also returns the lowest amount for your invested cash. If you choose to save all of your retirement fund in a regular account you may in reality find yourself losing money in the long haul due to inflation.
When it relates to the investing basics of how to manage money it truly is necessary to take some risks from time to time. You must not ever take a greater risk than you're comfortable making. The significant key to bear in mind is that the higher the risk the more of a return you'll get. The problem is the chance to have losses. This is why it's always crucial to prepare yourself as much as it is possible to. Check out more of my website to receive the free E-Book, free budget spreadsheet, free calculators, all sorts of amazing tips on budgeting and links to various tools. We also have some leaked videos to help with your finances.
Happy investing!
DID YOU LIKE THIS ARTICLE? SHARE IT WITH FRIENDS!
10 Ways To Go and Save Green With Your KidsAug 9, 2010 - 12:18:08 PM Kids are very impressionable. It's easy to instill good habits in them when they are young that they will carry with them throughout their lives. Like Whitney Houston sang, "I believe the children are our future." They are, which is why we should teach them to take care of and respect the earth.... [Read the full story] |
Tips On Budgeting - A Dollar Saved Is 2 Dollars EarnedApr 26, 2010 - 4:46:57 PM Have you ever been told the phrase that a dollar saved is two dollars earned? Do you know exactly what it honestly means? It all works down to personal finance basics and being familiar with tips on budgeting. Part of growing to be successful financially is finding out how to become successful with just how you earn and spend cash. Why don't we take a deeper look as to how a dollar saved is two dollars earned:... [Read the full story] |
Investing Basics - Tips On BudgetingApr 26, 2010 - 4:44:16 PM There are a lot of various possibilities of things to do with your money. Does one settle for low risk accounts or try to make a lot of money on the financial tightrope of risky investing. The next matter you must look at is exactly where to put it. The solutions are but not restrained to the stock market, bonds, savings/checking accounts or under your mattress. I might as well go through investing basics and other various tips on budgeting.... [Read the full story] |
A $100 bill—the difference between a rich man and a poor man.Jan 30, 2010 - 6:05:46 PM A long time ago and in a land far far away… well actually it was 1980 and my wife and I, as newlyweds, just moved to Alaska—this is a true story. I was working for a financially secure and slightly older gentleman who, one day as I was passing by his office, called me in and asked me an interesting question. “What’s the difference between a rich man and a poor man?” Being young and just starting my career, I thought the answer was rather obvious and so I quipped, “one has a lot of money and the other one doesn’t.” It doesn’t take a rocket scientist to figure that one out. However, his response back, was somewhat surprising.... [Read the full story] |
Search for articles: |
Latest Articles in All Categories |
Putting Up a Small Commercial Printing Business |
So You Might Be Unemployed And Desire To Become A San Francisco Real Estate Investor Now |
Meditation and Mindfulness: Dealing With Emotion |
CPA Websites: Five Essential Ideas for Composing Convincing Articles |
Set Goals In Order to Come Up With Your Action Plan |
Is the Air in Your Home Safe to Breathe? |
Coarse Fishing Tackle Review: The JW Young 13ft Trotter Rod |
Section 1031 Exchanges For San Diego Real Estate Investors |
Phoenix Real Estate Investing For Highest Possible Earnings |
Legendary are the Volk Racing TE37 Wheels |
Developing the Next Generation Wall Station (ChaseDesk™) for Healthcare - A Case Study |
What are step down transformers? |
Introducing Sharehype, the Revolutionary Tool for Online Marketers |
Rewards To Shopping For Austin Real Estate On The Web |
Hydroponics for Beginners |
Would you like submit your articles and have them approved on a priority status? Find out more about how you can become a Priority author for pennies a day! Click here.
Dime-co.com Home |
|
|
|
|
|
|
|
|
|
|
|
|
|
Disclaimer: Dime-Co.Com is an online information article and video article network. All articles, video articles, comments, and other features herein are for informational purposes only and are provided "as is" without warranties, representations or guarantees of any kind. The views and opinions expressed in an article, comments, links or blogs are the author's own, and not necessarily those of dime-co.com's owners. For full disclaimer, please read our TOS.