You are here: DIME Home > Family > What to do if you are in an accident with an uninsured or underinsured driver who is at fault


What to do if you are in an accident with an uninsured or underinsured driver who is at fault

It is against the law to drive without insurance, but 12% of Minnesota residents do not or cannot get car insurance, yet they continue to drive. Many more Minnesota residents are underinsured.

Author: Sasha Holmes
Date: Dec 2, 2011 - 4:43:36 PM


Printer FriendlyPrinter friendly page

It is against the law to drive without insurance, but 12% of Minnesota residents do not or cannot get car insurance, yet they continue to drive.  Many more Minnesota residents are underinsured. In today’s economy many hard working families are struggling financially just to stay afloat and car insurance, although extremely important, is sometimes dropped or never purchased.  More often than not, when deciding between buying groceries or paying for car insurance, putting the money towards the groceries will be the choice. 

This generally feels like the right decision until the uninsured driver becomes involved in an accident.  It is not just the uninsured driver who is at risk in this situation; it is also their family and anyone else who is involved in an accident where the uninsured or underinsured driver is at fault.  So, what do you do if you are injured in an accident with an uninsured or underinsured driver who is at fault?

The answer is simple:  Contact a personal injury attorney who can help you get the compensation you need and deserve.  If the at fault driver does not have insurance your attorney will contact your insurance company.  When you purchase insurance you are automatically covered for situations such as this by your personal insurance policy.  Your attorney will ensure your insurance company comes through for you in your time of need. 

As an example, if the at fault driver is underinsured, and you have $60,000 worth of medical bills as a result of the accident and their insurance coverage is only good for up to $30,000, how do you get the additional $30,000 you need?  Your attorney will contact your insurance agency to ensure you are compensated for the additional medical costs.

You must also consider the fact that it is not just medical bill coverage you are entitled to if you are injured in an accident.  You may need additional compensation for wages and earnings lost if you are hospitalized or unable to work due to your injuries.  This is money you and your family depend on to pay your bills and meet your financial obligations.  You may also need compensation in the event you are no longer able to work due to your injuries. 

If you are injured to the point of not being able to work for a long period of time or are never able to go back to work, your future inability to work due to the injuries you sustained as a result of the accident should be covered.  You and your family should not have to suffer the loss of your wages due to an accident that was not your fault.  For these situations such as these you require an experienced and dedicated attorney who will fight for you to ensure you are properly and fully compensated.

Few individuals take the time to plan for the “what if?” that may occur if they are involved in and injured an automobile accident.  If the unthinkable and unimaginable become a tragic reality it is important that you know where to turn for help.  The first step is to be sure that you and your family are sufficiently insured and covered in case of an accident. 

But remember, just because you take measures to protect yourself, your family and your belongings doesn’t mean the other drivers on the road are as conscientious as you.  You need to know your rights to compensation after an accident has occurred.  Contact an experienced and dependable personal injury attorney as soon as possible to help you through this often confusing and frustrating process and ensure you receive the full compensation and best settlement you deserve!

Paige Donnelly Attorneys at Law in St. Paul MN have 50 years of specialization in personal injury accident claims throughout the twin cities and Minnesota



View all articles by Sasha Holmes

Link to this article:

Code to copy: <a href="http://www.dime-co.com/family/What-to-do-if-you-are-in-an-accident-with-an-uninsured-or-underinsured-driver-who-is-at-fault.shtml">What to do if you are in an accident with an uninsured or underinsured driver who is at fault</a>




Related Articles...

Retirement is a State of Mind

Jul 1, 2011 - 9:09:39 AM

For some people, moving their elderly parents into a retirement community is a display of irresponsibility. People normally use this time to give back to their parents who raised and fed them. Because these people are unable to move around like they normally do, living to assist them is a great way to show affection and care.... [Read the full story]

Toilet Training Your Toddler

May 4, 2011 - 7:16:57 AM

I've just toilet-trained my two and a half year old daughter and am so proud of myself (as opposed to being proud of her!) that i'm willing to offer some of my tips to other parents in a similar situation.... [Read the full story]

Four Important Recommendations To Better Your Teenager's Marks And Discipline

Jan 3, 2011 - 1:58:49 AM

To improve your teenager's grades and discipline, you should establish a strong relationship with your teenager, explain the importance of academic performance and discipline, understand your teenager's learning style, and build your teenager's self-confidence.... [Read the full story]

8 Effective Ways To Determine The Risk Factors Of Teen Substance Abuse

Jan 3, 2011 - 1:41:10 AM

When determining risk factors for drug abuse, teens should look at family history with drugs, consider any problems at home, mental illnesses and peer pressure factors.... [Read the full story]


Newest Articles in Popular Topics:

Business & Marketing Computers & the Internet Entertainment Health & Fitness
Finding Ways To Save Money And Maximize Revenue In Business
Cooper's Golf Park Tees Off Their New Website
Fiinovation Adjudged CSR Team of the Year & Caring Company at World CSR Day
Reasons Why Kale Realty is the Best Real Estate Firm in All of Chicago
Montreal Tech Startup Kangaroo Rewards Launches Mobile Loyalty Program for Local Merchants
It is time we break out of the SEO Shelter
3 Strong Reasons You Should Start Your Own Blog
Evolve Your Career With CompTIA A+ Certification Exam
High speed VMware Backups - Powered by UltraBlaze(™) from Vembu
Things to Consider When Selecting a Domain Name for Your Website
Fling Boom "Launches" This Holiday Season
Beautiful Abstract Canvas Art is Up for Grabs
Buying Art as a Gift: Tips From an Expert
Complete Guide to the 2014 Gatlinburg Fine Arts Festival Released by Jackson Mountain Homes
Learn Blues Music Online-Alternative to Traditional Piano Lessons
Avoid This Weight Loss Killer
Recognizing the Causes and Symptoms of Bladder Cancer in Women
Four Reasons to Consider Permanent Tattoo Removal
Three Types of Hormone Replacement Therapy and Why They Are Needed
Causes and Treatment of Acne

Home & Family

Shopping

Sports

Travel
Enhance Your Learning Experience Through Best Responsive Elearning Development Tools
Best Apps for Learning German
Esvees is Cranbourne's Elite Hair Dressing Company
Ozone Generator
Practical Tips When Choosing Gates and Gate Openers for Your Home or Business
Why Cases are Required for Mobile Phones?
Are Dealership Services Worth It?
2015 Jeep Grand Cherokee Named Must-Shop SUV for Towing from AutoTrader.com
Online Selling With An Appraisal Advantage
Macsome AudioBook Converter released New Version V2.0.4
Aditi Ashok signs off with a double
Softball Coaching: Avoid Becoming A Nattering Nabob of Negativity
Softball Coaching Tips - The Funnel Approach
Pick Up Specialized Advice on Jumping Exercises Which Are Highly Effective
Vertical Jump Training Tactics to Increase Your Athletic Performance
Tips for Choosing the Right Paris Short Lets
Hostels - the best choice for working womens and college students
Perfect holiday? Book a cruise and sail in Croatia!
Say Aloha to Your Best Vacation Ever with Kohala Coast Properties
The Perfect Guide for a Fantastic Family Trip to Kansas City

 



Follow & Share Your Favorite Video Articles

Tell a Friend About This Site



Chamber of Commerce - on the Web logo



Subscribe to the eMarket SmartsTM Newsletter in order to keep up to date with what's happening with dime-co.com, get the emails on new video articles, featured articles, and more. Your privacy is always protected. We never rent, sell or trade your private information

:
:

Service provided by GetResponse Autoresponders


Recommended Associates


Latest Articles in All Categories


Putting Up a Small Commercial Printing Business
So You Might Be Unemployed And Desire To Become A San Francisco Real Estate Investor Now
Meditation and Mindfulness: Dealing With Emotion
CPA Websites: Five Essential Ideas for Composing Convincing Articles
Set Goals In Order to Come Up With Your Action Plan
Is the Air in Your Home Safe to Breathe?
Coarse Fishing Tackle Review: The JW Young 13ft Trotter Rod
Section 1031 Exchanges For San Diego Real Estate Investors
Phoenix Real Estate Investing For Highest Possible Earnings
Legendary are the Volk Racing TE37 Wheels
Developing the Next Generation Wall Station (ChaseDesk™) for Healthcare - A Case Study
What are step down transformers?
Introducing Sharehype, the Revolutionary Tool for Online Marketers
Rewards To Shopping For Austin Real Estate On The Web
Hydroponics for Beginners



Do you write?

Would you like submit your articles and have them approved on a priority status? Find out more about how you can become a Priority author for pennies a day! Click here.

Dime-co.com Home
  • Business (9328)
  • Computers & The Internet (5740)
  • Entertainment (1348)
  • Family (958)
  • Finance (1963)
  • Health (4246)
  • Home and Living (6670)
  • Marketing (6113)
  • Shopping & Product Reviews (2624)
  • Sports (694)
  • Travel and Vacations (1689)
  • Video Articles (1)
  • Editors Pick (1)