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Can’t Afford The Laptop You Want? Pay In Instalments

Buying a new laptop doesn’t need to cost you a fortune. In fact it doesn’t need to cost anything initially if you pay in monthly instalments.

There is always something to pay out for when you least expect it. One of those things is usually something to do with the home. If you can’t afford it but need to replace it then it usually gets put on finance. So what is different with a laptop? Why not buy that on finance too? You can buy a laptop on finance today and have a fantastic laptop.

Author: Philippa Wilson
Date: Oct 30, 2009 - 2:30:32 AM


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Buying a new laptop doesn’t need to cost you a fortune. In fact it doesn’t need to cost anything initially if you pay in monthly instalments.

There is always something to pay out for when you least expect it. One of those things is usually something to do with the home. If you can’t afford it but need to replace it then it usually gets put on finance. So what is different with a laptop? Why not buy that on finance too? You can buy a laptop on finance today and have a fantastic laptop.

If you are looking for a new laptop there are a few things that you need to think about first. Firstly you have to decide what you want from your laptop. Do you want to use it for work? If so then you will need a laptop with a large Ram, large hard drive and quick processor speed. You may also want to think about things like a larger screen and a chunkier casing if you travel with your laptop. If you are using it for home then you don’t need anything to fancy.

If you are a gamer or enjoy watching videos on your laptop then you may want to go for one with a top quality graphics card and large screen. The screen size should be important but the resolution should as well. There is no point in buying a huge screen when the picture is all grainy.

You then have to think about how you are going to pay for it. If you pay on finance then you can buy a better quality laptop. This may sound strange but if you are reducing your payments to monthly instalments then why not save money and buy a top quality laptop. Buy buying top of the range you will ensure that the technology will last longer and you won’t have to replace it within a year. The more expensive the laptop, the longer you make your monthly payments. When looking for finance tries to get one with 0% interest. These 0% interest deals are hard to find but will save you a fortune. You can also get finance deals that offer a no deposit scheme. By using a no deposit scheme it means that you can walk away with your laptop today and not have to pay a penny.

Finally you have to think about where you are going to get it from. If you go to a high street retailer then they are likely to charge you interest on your finance and may ask for a deposit. If you go for an online store then you are more likely to get a better deal on the laptop and on the finance too.

Philippa Wilson writes on a daily basis about many different subjects. Her main areas of expertise are laptops and computers and she has written many articles about computers and IT.



View all articles by Philippa Wilson


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