A Simple Guide to Personal Contract Purchase (PCP) - People will still be using PCP deals because of just how beneficial it can actually be, it's a cost-effective and modern way of acquiring a new car. Before taking a look at the huge amount of advantages available it's best to read. |
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People will still be using PCP deals because of just how beneficial it can actually be, it's a cost-effective and modern way of acquiring a new car. Before taking a look at the huge amount of advantages available it's best to read.
Author: Alex Fin
Date: Feb 9, 2012 - 10:27:30 PM
The UK's recent recessions and the general financial climate here has definitely driven down outright purchases of vehicles. This is to be expected when people are watching their wallets more than usual. What wouldn't be expected is that many are going to be sticking to their leasing and Personal Contract Purchase (PCP) deals one the financial situation has been resolved.
People will still be using PCP deals because of just how beneficial it can actually be, it's a cost-effective and modern way of acquiring a new car. Before taking a look at the huge amount of advantages available it's best to read a very simple guide to PCP and what it is exactly.
In essence, PCP is merely the long-term rental of a car. The leasing or financing company retains ownership and monthly payments will be made to keep the car. These monthly payments are decided during contract negotiations and depend on a variety of factors, such as; mileage estimate, length of contract, initial deposit etc.
Now that you have a fairly good idea about PCP here's some of the advantages! During negotiations and depending on the company you're dealing with you can sometimes add additional extras to your contract. Items such as road tax inclusion and maintenance cover costs can very often be included, proving to be extremely cost-effective.At the end of your term you can even keep the car and transfer ownership if you've become attached to it or think it's worthwhile. All that's needed is one last payment (which will be discussed during those initial negotiations). Even if you don't want to keep the car you can benefit as it's possible to move directly into a new contract with a brand new car.
PCP can be massively beneficial and if you're interested then take a look at what's on offer, if it suits your lifestyle and your needs you might be on your way to a bargain!
Information provided by Oneswoop.com - the free car price comparison website that brings you the very best PCP deals and new car prices. Take a look around the site, see what you can learn and find the best PCH, BCH, LP, HP and PCP deals.
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