Get the Best Home Insurance - Your home is your biggest and most important asset. It is possibly the biggest investment you have ever made in your life and it falls upon you to protect this asset in the most responsible manner. It is not just the structure of the house, but also the property and the personal items inside the house and property that are of value and need to be protected. |
|
Business Related Topics...
Computer Related Topics...
Entertainment, Recreation & Sports Related Topics...
Health & Fitness Related Topics...
Home & Family Related Topics...
Shopping Related Topics...
Would you like to submit articles to our site? Have a question or a problem?
You are here: DIME Home > Insurance > Get the Best Home Insurance
Your home is your biggest and most important asset. It is possibly the biggest investment you have ever made in your life and it falls upon you to protect this asset in the most responsible manner. It is not just the structure of the house, but also the property and the personal items inside the house and property that are of value and need to be protected.
Author: AalexWhite
Date: Jan 25, 2010 - 7:36:34 AM
Your home is your biggest and most important asset. It is possibly the biggest investment you have ever made in your life and it falls upon you to protect this asset in the most responsible manner. It is not just the structure of the house, but also the property and the personal items inside the house and property that are of value and need to be protected. Fire, theft and natural calamities can cause great damage to the house and property and the valuables inside. You need a home insurance policy to protect you from financial losses in the event of such unforeseen disasters that cause you financial loss.
Several insurance companies offer home insurance covers and depending on the type of house you have and the financial requirement, the coverage offered also differs. Even if you are living in a rented house, some insurance companies offer you coverage for the contents inside the house.
To get a good home insurance cover, all you need to do is get on to the internet and browse the different websites that offer home insurance. Shop around for the best price and cover before you make the decision.
A home insurance policy works pretty much like any other policy. You pay a certain premium on a monthly basis and you get covered for the standard events and also some riders that you may opt for. The amount of premium that you pay will be decided by several factors such as the age of the house, the kind of building material that was used in construction, the area of the house, the number of rooms, type of heating system installed, the distance from the fire station and also the number of people who live in the house. If you live in an area that is prone to bush fire, flood or other calamities, these events cease to be unforeseen incidents anymore and some insurance companies may not cover you. Specialized insurance companies covering these kinds of eventualities may also charge a higher premium. It is worthwhile to opt for a cover in spite of the high premium.
When you purchase your insurance cover, make sure that the events that you need to be covered for are included in the policy. For example you may have some valuable jewelry that you keep in the house. You may want to check with the insurer up to what value the jewelry is covered for theft in the standard policy. If the coverage is not sufficient for you, most insurance companies give you the option of additional cover by paying a small extra premium. If you have specific jewelry, you may even list it with the insurer and keep the receipts of purchase if you have any so that in case it gets stolen you are compensated without much ado.
If you live in a rented house you will have to opt for a separate policy that covers your personal assets that are in the house. The landlord my have a home insurance taken out that will cover damage to the structure of the house, but that insurance will not cover loss or damage to the contents inside. The contents are yours and it is up to you to take out a separate insurance for that. If you live in a rented house it is also advisable to have a liability cover included.
Author Bio:
Plote homes is the popular new home builder in Illinois and Wisconsin. We know the Chicago and surrounding areas better than anyone else, and we have some great offers on Wisconsin new homes and Illinois new home Visit us at www.plotehomes.com for some great deals on your new home!
Professional Indemnity Insurance – Vital Things You Must KnowMar 14, 2011 - 9:17:53 AM Are you looking for professional indemnity insurance? Primarily, it is very important to know what exactly PI insurance is and then move ahead to know it in better way. Every expert would never wish to accused and dumped of doing anything unethical as well as unscrupulous gestures by clients especially when those things aren’t real. Being indicated of doing any unacceptable act will result into a great harm to the individual’s professional career and reputation.... [Read the full story] |
Health Insurance Problems Everybody Should Be Aware OfDec 30, 2010 - 10:02:37 PM Many people are aware that the state of health insurance in the United States is undergoing a dramatic change. It's still not clear exactly how deep and long lasting the changes will be, but chances are plenty of people are going to be experiencing some changes in their health insurance coverage. Finding new health insurance can be tough, and some things can make it harder than usual to get insured. In this article you'll learn a few of things, so you can have a better chance.... [Read the full story] |
Which Should You Choose, Private Or Group Health Coverage?Dec 30, 2010 - 9:16:51 PM Most people are aware that there have been, and will be some changes in the health care system in the United States. Many people will have to make choices, and these choices will affect the kind of health care they can receive in the future. If you are faced with choosing between group health insurance and private insurance, then this article is for you. I'll go over the benefits and drawbacks of both, so you'll be able to make an easier decision.... [Read the full story] |
A Few Items You Have To Know Regarding 1 InsuranceDec 29, 2010 - 6:36:13 PM I'm an insurance agent in the state of New Mexico and have been for more than fifteen years. I have been asked almost every question possible about insurance protection. One of the most common questions that I am asked is per rental car coverage.... [Read the full story] |
Search for articles: |
Latest Articles in All Categories |
Putting Up a Small Commercial Printing Business |
So You Might Be Unemployed And Desire To Become A San Francisco Real Estate Investor Now |
Meditation and Mindfulness: Dealing With Emotion |
CPA Websites: Five Essential Ideas for Composing Convincing Articles |
Set Goals In Order to Come Up With Your Action Plan |
Is the Air in Your Home Safe to Breathe? |
Coarse Fishing Tackle Review: The JW Young 13ft Trotter Rod |
Section 1031 Exchanges For San Diego Real Estate Investors |
Phoenix Real Estate Investing For Highest Possible Earnings |
Legendary are the Volk Racing TE37 Wheels |
Developing the Next Generation Wall Station (ChaseDesk™) for Healthcare - A Case Study |
What are step down transformers? |
Introducing Sharehype, the Revolutionary Tool for Online Marketers |
Rewards To Shopping For Austin Real Estate On The Web |
Hydroponics for Beginners |
Would you like submit your articles and have them approved on a priority status? Find out more about how you can become a Priority author for pennies a day! Click here.
Dime-co.com Home |
|
|
|
|
|
|
|
|
|
|
|
|
|
Disclaimer: Dime-Co.Com is an online information article and video article network. All articles, video articles, comments, and other features herein are for informational purposes only and are provided "as is" without warranties, representations or guarantees of any kind. The views and opinions expressed in an article, comments, links or blogs are the author's own, and not necessarily those of dime-co.com's owners. For full disclaimer, please read our TOS.